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Terms of Use

Effective Date: January 1, 2025

Welcome to Overcoming Health Anxiety. These Terms of Use (“Terms”) govern your access to and use of our website, [www.overcominghealthanxiety.com] (the “Site”), and the services provided through the Site (collectively, the “Services”).

By using our Site, you agree to these Terms. If you do not agree, please do not use the Site or Services.

1. Acceptance of Terms

By accessing the Site or clicking "I Agree," you confirm that you have read, understood, and agree to be bound by these Terms and any future updates. If you are using the Site on behalf of an organization, you represent that you have the authority to bind that entity to these Terms. You also confirm that you are of sound mind and mentally competent to enter into this agreement.

2. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will notify you by posting the updated version here or by emailing the address associated with your account. It is your responsibility to check this page periodically for updates. Your continued use of the Site after changes are posted constitutes your acceptance of the new Terms.

3. Eligibility

You must be at least 18 years old to use our Services. If you are under 18, you may only use the Site with the express consent and supervision of a parent or legal guardian. By using this Site, you represent that you meet these age requirements and are legally able to enter into this agreement.

4. Global Access and Compliance

Overcoming Health Anxiety is accessible worldwide. If you access the Site from outside the United States, you are responsible for complying with your local laws. For users in the European Union or California, this includes compliance with the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA). We do not guarantee that the Site is appropriate or available for use in all jurisdictions.

5. User Accounts

To access certain features, you may be required to create an account. You agree to:

  • Provide accurate and complete information.

  • Keep your login credentials confidential.

  • Notify us immediately of any unauthorized use of your account.

You are responsible for all activity that occurs under your account. We reserve the right to suspend accounts that provide false information or compromise the security of the Site.

6. Rules of Conduct

To maintain a safe environment, you agree not to:

  • Use the Site for any illegal purpose or to promote self-harm.

  • Post content that is harassing, hateful, or contains graphic violence.

  • Interfere with the Site’s technical operation (e.g., uploading viruses or scraping data).

  • Use the Site to provide medical diagnoses or advice to others.

  • Impersonate others or misrepresent your professional qualifications.

7. Medical Disclaimer (Not a Substitute for Care)

The content provided by Overcoming Health Anxiety—including articles, resources, and community posts—is for educational and informational purposes only. It is not medical advice, diagnosis, or treatment.

  • Always seek the advice of a physician or qualified mental health provider regarding any medical condition.

  • Peer Support: Our community forums are for sharing personal experiences only. Do not rely on advice from other users as medical guidance.

  • Emergency: If you are experiencing a medical or mental health emergency, call your local emergency services (such as 911) immediately.

8. Intellectual Property

Everything on this Site—including text, graphics, logos, and videos—is the property of Overcoming Health Anxiety or our licensors. We grant you a limited license to access this content for personal, non-commercial use. You may not reproduce, distribute, or sell our content without our express written permission. All rights not explicitly granted are reserved.

9. User-Generated Content

When you post comments or forum entries, you grant us a worldwide, royalty-free license to use, display, and distribute that content to operate our Services.

  • Moderation: We have the right (but not the obligation) to monitor, edit, or remove content for any reason, including violations of these Terms.

  • Liability: We are not responsible for the accuracy or safety of content posted by users. You post at your own risk.

10. Privacy and Data Deletion

Your privacy is important to us. Our Privacy Policy explains how we handle your data. By using the Site, you agree to our data practices. If you are an EU resident, you have the right to withdraw consent for data processing at any time. To request the deletion of your personal data, please contact us at the email address provided below.

11. Third-Party Links

Our Site may contain links to external websites. We do not endorse or take responsibility for the content, privacy policies, or practices of any third-party sites.

12. Limitation of Liability

To the maximum extent permitted by law, Overcoming Health Anxiety and its team will not be liable for any indirect, incidental, or consequential damages (including emotional distress or loss of data) resulting from your use of the Site.

The Services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that the Site will be error-free or uninterrupted. Our total liability for any claim shall not exceed the amount you paid us in the six months prior to the claim.

13. Indemnification

You agree to protect and hold harmless Overcoming Health Anxiety and its employees from any legal claims, losses, or expenses (including attorney’s fees) arising from your use of the Site, your violation of these Terms, or your infringement of any third-party rights.

14. Termination

We reserve the right to terminate your access to the Site at any time, without notice, if we believe you have breached these Terms. Upon termination, your right to use the Services ends immediately, and we may delete your account data.

15. Governing Law and Disputes

These Terms are governed by the laws of the State of Georgia, United States. Any dispute arising from these Terms will be resolved through binding arbitration in Georgia, administered by the American Arbitration Association (AAA). You waive your right to participate in a class-action lawsuit or a jury trial. For international users, local consumer protection laws may provide additional dispute resolution options.

16. Subscription Services

We offer both free and paid subscription tiers.

  • Free Subscription: Grants limited access to specific resources at no cost.

  • Paid Subscription: The monthly fee is $25.00 USD.

  • Billing: Subscriptions renew automatically each month. Payments are non-refundable, even if you cancel before the end of the billing cycle.

  • Modifications: We reserve the right to change our subscription pricing or features with 30 days' notice.

17. Contact Us

If you have questions about these Terms, please contact us at:

Email: [email protected]